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Workers Compensation Auditing and Insurance Counseling |
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“An ounce of prevention is worth a pound of cure.” J. Layne Smith’s Mom
“Don’t bring a knife to a gun fight.” J. Layne Smith’s Dad
You need an insurance advisor who is on your side, has no conflicts of interest, and who
understands the workers comp insurance law, the policy language and the endorsements. J.
Layne Smith, and his team of experts, which includes a Certified Property Casualty Underwriter
(CPCU), consult with and advise employers about workers compensation exposures and how to
reduce premiums. You do not want to discover an uninsured exposure after someone has suffered
a catastrophic on the job injury. Likewise, you do not want to overpay premiums, or get
“sticker shock” when you see your final audit bill.
Sometimes there is no substitute for conducting your own proactive self-audit, for use in
negotiating or litigating a reduced premium, or refund. You need your own premium audit expert.
Call Mr. Smith today and ask him to review your business operations and to make recommendations,
or to schedule an audit of your present and last several years of workers compensation premium
exposures. Timing and time are of the essence.
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