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Temporary Staffing and Employee Leasing |
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“An ounce of prevention is worth a pound of cure.” J. Layne Smith’s Mom
“Don’t bring a knife to a gun fight.” J. Layne Smith’s Dad
You need an insurance advisor who is on your side, has no conflicts of interest, and who
understands the workers comp insurance law, the policy language and the endorsements. J.
Layne Smith, and his team of experts, which includes a Certified Property Casualty Underwriter
(CPCU), consult with and advise employers about workers compensation exposures and how to
reduce premiums. You do not want to discover an uninsured exposure after someone has suffered
a catastrophic on the job injury. Likewise, you do not want to overpay premiums, or get
“sticker shock” when you see your final audit bill.
Sometimes there is no substitute for conducting your own proactive self-audit, for use in
negotiating or litigating a reduced premium, or refund. You need your own premium audit expert.
Call Mr. Smith today and ask him to review your business operations and to make recommendations,
or to schedule an audit of your present and last several years of workers compensation premium
exposures. Timing and time are of the essence.
Because the classification code system and audit rules were not designed with leased employees
and temporary laborers in mind, professional employer organizations and the temporary staffing
industry often experience difficulties in obtaining and maintaining affordable workers'
compensation coverage. PEO’s and temporary help businesses often have classification and
audit disputes with their insurance carriers. Mr. Smith consults with and advises these
staffing service businesses, and represents their interests against premium collection and
premium fraud efforts by insurance carriers.
Remember, the best solution for workers compensation issues is to prevent problems before
they happen. If you have questions about workers compensation laws contact workers compensation
consultant J. Layne Smith. He will assist you in negotiating reasonable premiums, reducing the
costs of performing a workers compensation audit, and forming contracts with insurance carriers
and contractors that fit your company’s unique needs. Being proactive will allow your company
to operate in a more business-savvy and cost-effective manner.
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